Realtors! Do you have self-employed or business owner clients?
I specialize in loans that can be difficult for those who own a business and run a lot of expenses through it. Ever had a buyer whose tax return stated he or she made $40,000 last year when actually they made 7x that? That's where I come in. I specialize in Non-QM loans which are those that don't meet a bank or credit union's tight requirements (think high income W2, low debt-to-income ratio, and little debt) for business owners, self-employed, retirees and early retirees (thanks, Silicon Valley!).
Think of me when your clients are a little, or a lot, outside of the traditional box. When you need a mortgage, call your Mom!